Basic Agreement PostFinance: Understanding the Key Points
PostFinance is a popular payment solution provider in Switzerland that offers a range of products and services to private and corporate clients. One of its offerings is the Basic Agreement, which is a contract between PostFinance and its clients. In this article, we will dive into the key points of the Basic Agreement and help you understand its basic structure.
1. Parties Involved
The Basic Agreement is an agreement between the client (the customer using PostFinance services) and PostFinance. The terms and conditions of the agreement apply equally to both parties.
2. Scope of the Agreement
The Basic Agreement covers the services and products offered by PostFinance to its clients. This includes but is not limited to:
– Payment transactions (bank transfers, online payments, direct debits)
– Account management (opening and closing accounts, account statements, account management fees)
– Card services (issuance and management of credit and debit cards)
– Financing (loans and credit facilities)
3. Duration of the Agreement
The Basic Agreement is valid until it is terminated by either party. The client may terminate the agreement at any time by giving notice to PostFinance, while PostFinance may terminate the agreement by giving notice to the client if the client has breached the terms of the agreement.
4. Fees and Charges
PostFinance charges fees for its services and products. The fees and charges are detailed in the pricing documents, which are available on the PostFinance website. The client is responsible for paying the fees and charges for the services and products used.
5. Liability and Responsibility
PostFinance is responsible for ensuring the security and confidentiality of its clients` data and transactions. However, the client is also responsible for ensuring the security of their login details and passwords. The client is liable for any losses or damages resulting from unauthorized use of their account.
6. Changes to the Agreement
PostFinance may change the terms and conditions of the Basic Agreement at any time. The client will be informed of any changes in advance and will have the right to terminate the agreement if they do not agree with the changes.
In conclusion, the Basic Agreement is a contract between PostFinance and its clients that outlines the terms and conditions of the services and products offered by PostFinance. As a client, it`s important to understand the key points of the agreement to ensure that you are aware of your rights and responsibilities. If you have any questions or concerns about the agreement, don`t hesitate to contact PostFinance customer service for assistance.